Category Archives: 3 Economics

February 15, 2020 · 11:59 am

Economics Focus Questions & Podcasts

Unknown-2Podcasts below for Common Assessment #1.  We will spend a significant amount of time in the study of Economics on terminology.  For this portion of the course we will work out of the text.  In order to better understand lecture and discussion surrounding Economic terms, I will expect you to do Focus Questions prior to that discussion.  Each of those Focus Question assignments are noted in blue below – due dates will be announced as we work through the semester.   I’ve created MP3 podcasts to help you better understand each term.  Go to the red link to find appropriate podcasts.  Assignment due dates are bold and black.

 

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May 29, 2018 · 4:59 am

Camfed, Muhammad Yunus, The Grameen Bank, Micro-financing, KIVA, and Darko the Chicken Farmer

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My goal with this Unit on Micro-financing and your initial study on the Woman’s Crusade and Africa’s Girl Power is to awaken you to plight of poverty in the developing world and the key to fixing it.  The empowerment of women and the availablity of micro credit are two powerful weapons in that battle.  While I do not expect for all of you to jump in and donate to Camfed or KIVA today, my hope is that you stash a seed inside your brain that grows with time.  Maybe you’ll get involved and donate later as an adult.  Or, you might someday down the road enlighten your own children to the challenges of third world development.  Some of you will find access to organizations while you are away at college.  And maybe, just maybe, this study will lead on a journey to a village somewhere in Sub-Saharan Africa or Asia or Latin America, where people need first world support and appreciate what young Americans can bring to their table. Continue reading →

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December 20, 2017 · 10:18 am

Podcasts for College Funding and YOU

For all things college – go to our website – building a better world.net.

This college funding thing is critical.  And knowledge is power.  With that in mind – it is vital that you thoroughly understand each of the terms listed below.  We will  take a Common Assessment that will revolve around each of those terms listed below.  However, more important is that you know exactly what this stuff is all about.  These podcasts will help you acheive these ends.

Also, since this whole college thing is dependent on a team effort between you and your parents, a great way to study for any upcoming test, would be for you and mom and dad to sit down together and listen to each of the following podcasts.  In fact, go here if you’d like an extra credit assignment that you and your folks can discuss together.  Talk about each one.  Make sure that everybody is on the same page.  Use this as a way to begin your college search…

The podcasts may quote incorrect % rates – correct rates are updated below…

Podcasts in blue / Websites in red

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December 13, 2017 · 10:54 am

DO NOT BE AFRAID of reasonable college loans…

Don’t panic on this College Loan thing…

The only thing worse than signing any and every single college loan application that comes across your plate – without knowing the long term implications, is to sign nothing.  You cannot be afraid of all loans.  You cannot procrastinate the situation, refuse to look at taking on some debt, and not go to college because you may have to face a reasonable monthly bill for getting an education.  Be smart.  Do your homework.  Weigh the pros and cons of the price tag of various college programs and do a little comparison shopping here. Pacific Ridge : Experts can help you to overcome drug addiction.

look at it this way…

Think of all of those high school seniors who will go straight from school into the workforce…most likely into an underpaid and dead end service sector job, with bad or non existent health care benefits.  Many of those kids use their new found wealth to buy a new car.  Well, lets look at some of the comparisons.

  • 2012 Toyota Camry – costs $22,500 + $1,350 (tax) title and extras = $25,000
  • $25,000 loan for 63 months at 3.67% interest – $440.44 month – total loan $27,747

So here’s your opportunity cost:

  • COLLEGE
  • $25,500 average debt for a college grad in 2010
  • $293 a month loan repayments for ten years
  • Total Loan – $35,214
  • NEW CAR
  • $25,000 – 2012 Camry (title, tax, license)
  • $440 a month loan repayments for five 1/2 years
  • Total Loan – $27,747

And once you have a degree according to 2008 statistics:  

  • The avg earnings of full-time worker with a bachelors degree – $55,700
  • The avg earnings of full-time worker with a high school diploma – $33,800
...just do the math.  
Plus going to college can be an exciting and life changing experience. Don’t you dare give into fear.

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June 1, 2016 · 6:00 am

Third World Poverty – Women, Education, and Micro Credit

Blendspace Production – Third World Poverty “Women, Education, and Micro Credit”

You have four assignments dealing with the issues of  Poverty and Education, Women, and Micro-financing in the third world.  Go  here for information regarding each of those assignments.  And listen to my blendspace intro below…

listen to ‘Third World Poverty – on Audiobo

 

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